Keep Your Money From Falling Through The Cracks

If there was a missing piece of information that was costing you money now or that would cause a significant problem or cost in your future, when would you want to find out about it?

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A GUIDED JOURNEY TO

A Happy Retirement

Our passion, here at Pinnacle, is to guide you to new heights in your financial achievements. It is our honor and great privilege to be your guide on this trek to reaching your financial goals. We are committed to excellence in everything that we do, from start to finish. We help our clients to make sound investment decisions that contribute towards a secure future. We believe that one of the best way to make money…is to avoid losing it in the first place. So we focus on all the missing facts to keep your money from falling through the cracks.

(618) 687-0918
Identifying the Missing Facts

Making Sound Financial Decisions

We find that the average investor does not have a process to make sound financial decisions. They are missing critical facts in their financial lives that may be costing them a lot of money. We help to identify these missing facts, misconceptions and undisclosed information that are all critical and necessary to make a sound financial decision that is in their best interest, before that decision is made. The correct course of action is to learn the right questions to ask before you buy any financial product or plan for your future.

As an independent advisory firm, we have no obligation to an outside company, no sales quota to meet and no proprietary products to sell. Our only obligation is to our client.

Ken NewFinancial Advisor
LIFE JOURNEY

All Walks of Life

Taxes, death of a loved one, buying a new home, selling the family farm, retiring from your job… these are all pieces that may make up the landscape of your financial life. Our job, as your financial advisor, is to look at all the aspects of your finances, and to guide you on the individualized route to reach your personal Pinnacle. Are you ready for a financial growth strategy that’s as unique as you are?

Our
Process

1

Look Forward

The first step is a look forward review of your tax return to determine your current tax situation. We identify things like phantom income taxation, uncover incorrect uses of taxable and tax-deferral strategies, and discover missed opportunities for offsetting gains and losses. Our 3 Step Review helps you implement the correct strategy to lower or eliminate your taxes.
2

Income Analysis

Following, is an income analysis to determine if you are using your income sources properly and in the most tax efficient method. With the ever-increasing cost of inflation, we discover if you have adequate income and liquidity to meet future needs. Your actual rate may be different from the government quoted inflation rate as it is based on what you specifically spend money on.
3

Risk Analysis

Finally, we make sure your investment risk exposure is one you are comfortable with and is in line with your investment allocation strategies. Research shows people make poor decisions, receive low rates or incur losses if they have not identified their true risk comfort level. A simple set of questions will help us prevent this issue and possibly help you avoid losses.

Ask the Right Questions

The missing information

If there was a missing piece of information that was costing you money now or that would cause a significant problem or cost in your future, when would you want to find out about it? Today? 5 or 10 years from now? Never? If it was a must know fact, wouldn’t you want to know about it before making any financial decision, especially one that put your money at risk? That’s what makes our firm different! We seek to identify all the facts necessary to make a sound financial decision that is in your best interest before making that decision.

Keep Your Money From Falling Through The Cracks

If there was a missing piece of information that was costing you money now or that would cause a significant problem or cost in your future, when would you want to find out about it?

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